Insurance & Medicaid: what CCD accepts
Cost should never be the reason a child waits for help. The Center for Child Development accepts most Delaware Medicaid plans, Aetna, and Highmark for therapy, school-based services, telehealth, and psychiatric care. Call (302) 292-1334 and we verify your benefits before the first visit.
Delaware Medicaid plans
We accept most Delaware Medicaid managed care plans for children, teens, and adults.
- Highmark Health Options
- AmeriHealth Caritas Delaware
- Delaware First Health
Commercial plans
Employer and marketplace plans we work with most often.
- Aetna
- Highmark Blue Cross Blue Shield Delaware
No insurance? We have a sliding fee scale.
If you're paying out of pocket, your fee is based on household size and income, using the federal poverty guidelines. Fees start at $25 per session and are confirmed at intake. Rates are reviewed each year. View the 2026 sliding fee scale (PDF)
How we check your coverage
- Tell us your plan. Call (302) 292-1334 or complete new client paperwork online. Have your insurance card handy.
- We check your benefits. Our intake team verifies your mental health coverage, copay, and any authorization your plan requires before your first appointment.
- You know the cost up front. We tell you what to expect before care begins, so there are no surprises. Questions about a bill go straight to our office team.
Insurance questions parents ask us
Does CCD accept Delaware Medicaid?
Yes. We accept most Delaware Medicaid managed care plans, including Highmark Health Options, AmeriHealth Caritas Delaware, and Delaware First Health. Call (302) 292-1334 and we will confirm your specific plan before your first appointment.
Which commercial insurance plans does CCD take?
We accept Aetna and Highmark Blue Cross Blue Shield Delaware. If your plan is not listed, call us anyway. Plans change, and our intake team can check whether we are in network for you.
How do I find out what therapy will cost?
Call (302) 292-1334 with your insurance card. Our intake team verifies your mental health benefits, copay, and any prior authorization your plan needs, and tells you the expected cost before your child's first session.
Do I need a referral from my pediatrician?
Most plans do not require a referral for outpatient therapy, but some Medicaid plans do. We check that as part of verifying your benefits and let you know if anything is needed.
Is school-based therapy covered by insurance?
School-based therapy through CCD is billed to your child's insurance in the same way as office or telehealth visits. Our team confirms coverage with you before services begin at school.
Are telehealth sessions covered?
Yes. Delaware Medicaid plans, Aetna, and Highmark cover telehealth therapy and psychiatric visits for clients located in Delaware. We confirm the details for your plan when we verify benefits.
What if I don't have insurance?
You can still be seen. We offer a sliding fee scale for families paying out of pocket, based on household size and income, with sessions starting at $25. Call us and we will help you find your fee, and we can also help you look into coverage your child may qualify for, including Delaware Medicaid and CHIP.
How does the sliding fee scale work?
Your fee is set by your household size and gross annual income using the current federal poverty guidelines, in five tiers from 20% to 100% of the full fee. A minimum of $25 per session applies at every tier. Your exact rate is confirmed at intake with income verification and reviewed each year. The full 2026 scale is posted on our website as a PDF.